{"id":10,"date":"2021-02-06T02:41:59","date_gmt":"2021-02-06T02:41:59","guid":{"rendered":"http:\/\/amggutter.com\/?page_id=10"},"modified":"2021-03-14T02:36:41","modified_gmt":"2021-03-14T02:36:41","slug":"insurance","status":"publish","type":"page","link":"https:\/\/amggutter.com\/index.php\/insurance\/","title":{"rendered":"Licensed and Insured"},"content":{"rendered":"\n\n\n<h5 class=\"wp-block-heading\"><strong>LICENSED &amp; INSURED&nbsp;&nbsp;<\/strong><\/h5>\n\n\n\n<p>All gutter contractors doing business in the state of Michigan have to be <br>alteration builders license for that specific trade according to the <br>&#8220;Occupational code&#8221; (Articles 1-6, 24) P.A. 299 of 1980.<\/p>\n\n\n\n<p><strong>Hiring an unlicensed gutter installer.<br><br><\/strong>Hiring an unlicensed gutter installer can be a costly mistake even if their <br>quote is less than that of a Licensed professional (average gutter job is <br>around $700.). Saving a few dollars always sounds good to all of us but <br>when hiring a company or individual to work on your home, that same <br>alleged savings can quickly turn into hundreds and in many cases <br>thousands of dollars in unnecessary costs.<br>Most businesses that are not Licensed most likely are not insured with <br>either liability insurance not to mention workers compensation to protect you <br>from liability. These insurances are relatively inexpensive compared to the <br>possible claims by injured workers, damaged property do to accidents, or <br>improper installation and poor safety practices to mention a few.<br>Local Building inspectors\/State inspectors can and will ask to see a <br>companies license while working on a project. If it is found that the <br>company\/individual is not the actual home owner and is not a Licensed <br>builder, the inspector can issue a <strong>stop work citation<\/strong> on your project <br>leaving you with an incomplete installation and you could be out any money <br>you have paid during the process.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>An unlicensed contractor has no legal right to compensation.<br><\/strong><\/h5>\n\n\n\n<p><strong><br><\/strong>An unlicensed contractor has no legal right to compensation of any kind <br>under the laws of the state of Michigan. Services can not be <br>bartered\/traded for rent to a landlord, vehicles, other services&#8230;etc, in lieu <br>of legal tender in an attempt to circumvent the law.<\/p>\n\n\n\n<p><strong>License MUST be available upon request<br><br><\/strong>Any contractor that does not automatically present his\/her license whether it <br>be in their advertising or in person should raise a red flag.<br>A contractor&#8217;s license must be presented when asked for and must be in all <br>marketing (name of the company must match the license) and can be easily <br>confirmed by accessing the LARA link &nbsp;and clicking on check a license: <\/p>\n\n\n\n<p>CHECK A LICENSE <a href=\"http:\/\/www.lara.michigan.gov\/colaLicVerify\/\">http:\/\/www.lara.michigan.gov\/colaLicVerify\/<\/a><\/p>\n\n\n\n<p><strong>Below please find a copy of our Builders License and current <br>Liability Insurance.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"533\" height=\"332\" src=\"https:\/\/amggutter.com\/wp-content\/uploads\/2021\/02\/UPDATED_BUILDER_LIC_2020-533x332.jpg\" alt=\"\" class=\"wp-image-84\" srcset=\"https:\/\/amggutter.com\/wp-content\/uploads\/2021\/02\/UPDATED_BUILDER_LIC_2020-533x332.jpg 533w, https:\/\/amggutter.com\/wp-content\/uploads\/2021\/02\/UPDATED_BUILDER_LIC_2020-533x332-300x187.jpg 300w\" sizes=\"auto, (max-width: 533px) 85vw, 533px\" \/><figcaption> <br>&#8220;VOID&#8221; IN THE BACKGROUND IS BUILT INTO THE PAPER OF THE ORIGINAL TO <br>PREVENT COUNTERFEITING.<br><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"572\" height=\"669\" src=\"https:\/\/amggutter.com\/wp-content\/uploads\/2021\/02\/business_liability_2019_2_-572x669.jpg\" alt=\"\" class=\"wp-image-86\" srcset=\"https:\/\/amggutter.com\/wp-content\/uploads\/2021\/02\/business_liability_2019_2_-572x669.jpg 572w, https:\/\/amggutter.com\/wp-content\/uploads\/2021\/02\/business_liability_2019_2_-572x669-257x300.jpg 257w\" sizes=\"auto, (max-width: 572px) 85vw, 572px\" \/><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>LICENSED &amp; INSURED&nbsp;&nbsp; All gutter contractors doing business in the state of Michigan have to be alteration builders license for that specific trade according to the &#8220;Occupational code&#8221; (Articles 1-6, 24) P.A. 299 of 1980. Hiring an unlicensed gutter installer. Hiring an unlicensed gutter installer can be a costly mistake even if their quote is &hellip; <a href=\"https:\/\/amggutter.com\/index.php\/insurance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Licensed and Insured&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":7,"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":270,"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions\/270"}],"wp:attachment":[{"href":"https:\/\/amggutter.com\/index.php\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}